HOW CAN WE HELP YOU

We offer a range of loan options, mortgages and credit cards to suit your needs

Loans

Personal loan

  • Loans available from £1,000 to £25,000.
  • Existing customers can get a quick decision - you could receive immediate funds if accepted
  • No setup or arrangement fees

home improvement loan

  • Quick access to funds
  • Make overpayments free of charge
  • Borrow from £1,000 to £25,000

Premier loan

  • Exclusively for Elite Financial Trust customers.
  • Loans available from £1,000 to £50,000.
  • Existing customers can get a quick decision - you could receive immediate funds if accepted.
  • No set up or arrangement fees.

car loan

  • Quick access to funds
  • Make overpayments free of charge
  • Borrow from £1,000 to £25,000

Mortgage

Remortgage to FLL

If your mortgage is with another lender, you can easily move it to one of our competitive mortgage rates.

First time buyer mortgage

Ready for your first step on the property ladder? Don’t worry – we’ll be with you all the way.

Existing mortgage customer

If you’re a Elite Financial Trust mortgage customer looking to make any changes or to switch to another Elite Financial Trust rate, find out more.

Mortgage rates

We offer a range of mortgages designed to suit you.

Credit Cards

Classic credit card

  • Exclusively available to Elite Financial Trust customers
  • Up to £1,000 credit available
  • Earn cashback from your favorite shopping brand with Visa Offers

Reward credit card

  • You need to have a Elite Financial Trust Advance account (or have paid a today of £1,750 a month into a Elite Financial Trust Premier or Joint account over the last 6 months).
  • 0% interest for 6 months *from account opening.
  • 0% interest for 6 months *on balance transfers made within the first 60 days of account opening - a 2% fee applies (minimum £5).
  • Use your reward points against everyday purchases, wherever Mastercard is accepted using Pay with Rewards app or website.

Premier credit card

  • Exclusively available for Elite Financial Trust Premier account customers.
  • Reward Programme – collect reward points which can be redeemed for shopping vouchers and frequent flyer miles.
  • 0% on purchases for 9 months* after account opening.
  • 0% interest for 18 months* on balance transfers made within the first 60 days of account opening – a 1.4% fee applies (minimum £5).

Premier world elite

  • Exclusively available to Elite Financial Trust Premier account customers.
  • Enhanced Rewards Programme – collect double points compared to the Elite Financial Trust Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
  • Receive 40,000 reward points when you spend £2,000 in your first 90 days of card membership.

Services in our branches and contact centres are currently limited because of the coronavirus outbreak. Unfortunately we are unable to offer new products in branches or contact centres, or set up appointments at the moment.

If you’ve applied for a new account recently, please allow extra time for your application to be processed as the queues are longer than usual – no need to call us, we’ll let you know when it’s ready to use.

We’re also receiving far more calls than usual, so our wait times are longer. Please  check the information on our dedicated coronavirus hub page, which is updated regularly. Please only call us if it’s urgent, so we can help those most in need. 

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