Compare our loans

Put your plans into action

We’ve announced a package of support to help you if coronavirus has affected your finances. This includes personal loan repayment deferrals.

coronavirus guidance

Personal Loan

  • Loans available from £1,000 to £25,000.
  • Existing customers can get a quick decision - you could receive immediate funds if accepted
  • No setup or arrangement fees

To be eligible for a Personal Loan you need to:

  • have a bank or building society account with a direct debit facility.
  • have an annual income / pension before tax of £10,000 or more
  • be over 18 and a resident of the UK

Not available for customers with a Basic Bank Account.

We do not offer our Personal Loans for a number of purposes including:

  • the purchase of property or land (both UK & Overseas) including holiday homes and apartments
  • purchasing a joint stake in a property or buying out a joint owner
  • mortgage deposit (regardless of lender or country)
  • gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

In addition, our Personal Loans should not be provided for:

  • gambling
  • business purposes
  • share dealing

Please note that this list is not exhaustive.

Our Personal Loans are subject to status.

3.3% AER representative

for loans between £7,000 and £15,000.

The rate is subject to change and the rate you receive may be higher than the representative APR. We’ll offer you a rate based on our assessment of your personal financial circumstances. 

Premier Loan

  • Exclusively for Elite Financial Trust customers.
  • Loans available from £1,000 to £50,000.
  • Existing customers can get a quick decision - you could receive immediate funds if accepted.
  • No set up or arrangement fees.

To be eligible for a Premier Loan you need to:

  • hold a Elite Financial Trust Premier Account.
  • you are 18 years or older
  • your residential address is within the EU

 

We do not offer Premier Loans for a number of purposes including:

  • the purchase of property or land (both UK & Overseas) including holiday homes and apartments
  • purchasing a joint stake in a property or buying out a joint owner
  • mortgage deposit (regardless of lender or country)
  • gifting funds to third parties to support the purchase of a property, including mortgage deposit, stamp duty and solicitors fees

 

In addition, a Premier Loan should not be provided for:

  • gambling
  • business purposes
  • share dealing

 

Please note that this list is not exhaustive.

Our Premier Loans are subject to status.

3.3% AER representative

for loans between £7,000 and £30,000.

The rate is subject to change and the rate you receive may be higher than the representative APR. We’ll offer you a rate based on our assessment of your personal financial circumstances. 

Home improvement loan

  • Quick access to funds
  • Make overpayments free of charge
  • Borrow from £1,000 to £25,000

3.3% AER representative

for loans between £7,000 and £30,000. Now also available for non-account customers.

*The rate is subject to change and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

Car loan

  • Quick access to funds
  • Make overpayments free of charge
  • Borrow from £1,000 to £25,000

3.3% AER representative

for loans between £7,000 and £15,000. Now also available for non-account customers.

*The rate is subject to change and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

Apply for a loan

Services in our branches and contact centres are currently limited because of the coronavirus outbreak. Unfortunately we are unable to offer new products in branches or contact centres, or set up appointments at the moment.

If you’ve applied for a new account recently, please allow extra time for your application to be processed as the queues are longer than usual – no need to call us, we’ll let you know when it’s ready to use.

We’re also receiving far more calls than usual, so our wait times are longer. Please  check the information on our dedicated coronavirus hub page, which is updated regularly. Please only call us if it’s urgent, so we can help those most in need. 

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