Compare Credit Cards
Choose a credit card that works best for you
We’ve announced a package of support to help you if coronavirus has affected your finances. This includes personal loan repayment deferrals.
Classic Credit Card
- Exclusively available to Elite Financial Trust customers
- Up to £1,000 credit available
- Earn cashback from your favorite shopping brand with Visa Offers
- Credit is subject to status, affordability and terms and conditions.
Representatives example
29.9 APR (variable)
Representative APR
29.9 p.a. (variable)
Purchase rate
Based on an assumed credit limit of
£1,000
No annual fee
Reward Credit Card
- You need to have a Elite Financial Trust Advance account (or have paid a today of £1,750 a month into a Elite Financial Trust Premier or Joint account over the last 6 months).
- 0% interest for 6 months *from account opening.
- 0% interest for 6 months *on balance transfers made within the first 60 days of account opening - a 2% fee applies (minimum £5).
- Use your reward points against everyday purchases, wherever Mastercard is accepted using Pay with Rewards app or website.
- At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and terms and conditions.
Representatives example
21.9 APR (variable)
Representative APR
21.9 p.a. (variable)
Purchase rate
Based on an assumed credit limit of
£1,200
No annual fee
Premier Credit Card
- Exclusively available for Elite Financial Trust Premier account customers.
- Reward Programme – collect reward points which can be redeemed for shopping vouchers and frequent flyer miles.
- 0% on purchases for 9 months* after account opening.
- 0% interest for 18 months* on balance transfers made within the first 60 days of account opening – a 1.4% fee applies (minimum £5).
- At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and terms and conditions.
Representatives example
18.9 APR (variable)
Representative APR
18.9 p.a. (variable)
Purchase rate
Based on an assumed credit limit of
£1,200
No annual fee
Premier World Elite
- Exclusively available to Elite Financial Trust Premier account customers.
- Enhanced Rewards Programme – collect double points compared to the Elite Financial Trust Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
- Receive 40,000 reward points when you spend £2,000 in your first 90 days of card membership.
- Credit is subject to status, affordability and terms and conditions.
Representatives example
59.3 APR (variable)
Representative APR
18.9 p.a. (variable)
Purchase rate
Based on an assumed credit limit of
£1,000
With an annual fee of:
£195
Apply for a Credit Card
Services in our branches and contact centres are currently limited because of the coronavirus outbreak. Unfortunately we are unable to offer new products in branches or contact centres, or set up appointments at the moment.
If you’ve applied for a new account recently, please allow extra time for your application to be processed as the queues are longer than usual – no need to call us, we’ll let you know when it’s ready to use.
We’re also receiving far more calls than usual, so our wait times are longer. Please check the information on our dedicated coronavirus hub page, which is updated regularly. Please only call us if it’s urgent, so we can help those most in need.