Life insurance
Providing you with peace of mind
Life Insurance offers you peace of mind, knowing that your loved ones are financially protected if the unexpected happens. We offer Life Cover, Critical Illness Cover and Income Cover.
At Elite Financial Trust, we’re here to give your loved ones the financial support they may need if the unexpected happens.
- Single or Joint Life Cover available
- Level or Decreasing Cover
- Lump sum payable on death or diagnosis of a terminal illness up to £2,000,000
- Accidental death benefit, free cover up to a maximum of £250,000
Our Critical Illness Cover can offer you and your loved ones financial support should you unexpectedly fall ill.
- A Lump sum of up to £1,000,000 on diagnosis paid free of UK income and capital gains taxes
- Lump sum paid on diagnosis of one of the 35 specified Critical Illnesses or surgical procedures
- Level or Decreasing Cover
- Children's cover included
Our income cover pays a monthly tax-free benefit to help replace your loss of earnings if you’re unable to work due to an accident or injury.
- Monthly benefit paid directly to your bank account
- Choose between benefits that pay while you are unable to work for up to 2 years, or continue to your chosen retirement age
- Dedicated claims assessor is on hand to offer support
- Premiums for any Life and Protection products you hold are waived while you receive Income Cover benefits
Services in our branches and contact centres are currently limited because of the coronavirus outbreak. Unfortunately we are unable to offer new products in branches or contact centres, or set up appointments at the moment.
If you’ve applied for a new account recently, please allow extra time for your application to be processed as the queues are longer than usual – no need to call us, we’ll let you know when it’s ready to use.
We’re also receiving far more calls than usual, so our wait times are longer. Please check the information on our dedicated coronavirus hub page, which is updated regularly. Please only call us if it’s urgent, so we can help those most in need.